Do you check your receipts after you have used your debit or credit card?
Do you know your rights as a consumer? Thousands of people fall victim to identity theft and credit card fraud daily. Protecting yourself from fraud in todays technological advance world is something consumers should be vigilant about. To help consumers, FACTA, The Fair and Accurate Credit Transactions Act orders retailers to follow particular rules to avoid credit card fraud or identity theft. These rules help protect the consumer by deleting personal information off the receipts you receive from merchants. The merchants are held accountable for providing the consumer with a safe means of protecting their personal information this is done by requiring them to delete specific information on your customer receipt. After swiping your credit/debit card and paying for the purchases you’ve made, make sure to check and study the receipt. Retailers are prohibited to print either any of the two, your card’s expiration date as well as any numbers except the last 5 digits of your credit/debit card on the receipt. You may be qualified for a FACTA lawsuit if you have received a receipt with any of these violations. Merchants can sometimes be careless with their customers’ information. This is crucial because when too much information from the consumers’ credit/debit card is exposed in their receipts, a fraudster can easily make use of it. FACTA is centered to businesses issuing electronically printed customer receipts including self-service kiosks, restaurants and cash registers in following a process called truncation. This is the process of limiting every customer’s credit/debit card information on their receipts and with the help of a class action lawyer, every customer is encouraged to pursue a lawsuit and be compensated if a retailer refuses to acknowledge this federal consumer protection law.
Violations may be present in a number of ways but it is considered an expiration date violation if any part of your card’s expiration date is printed on the receipt. For instance your credit/debit card expiration date is on July 2018, sample violations can be printed out as:
Exp. Date 07/**
Exp Date: 07/12/18
Exp Date: 07/18
Strictly, only the last 5 digits of your credit/debit card should be on the receipt. Any set of numbers before the last 5 digits on the card or any number that is not the last 5 digits of the card is considered a credit card and debit card number violation. For example, your credit/debit card number is 4444-3333-2222-1111 violations can show as:
44** **** **** 1111
**** **** **22 ****
**** **33 **** 1111
Now that you are fully aware of your rights as a consumer, seek assistance and take action! Under federal law, if you have received a receipt with such violations you can attain financial compensation even though no harm took place. Please Contact Us and provide any details along with contact information. If you prefer to leave a voicemail you can call 1.858.236.9020. GetClassActionMoney.com can then forward these requests to our network of attorneys that may contact you if a Class Action Lawsuit is to be pursued.
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